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FINANCIAL INSTITUTIONS 
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APY Info
Annual Percentage Yield (APY) for certificates of deposits are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.
Term sort
Min. Deposit sort
 
15 Mo New Money Promo
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.25%
15 Mo
$100,000
Max: $1,000,000
15 Mo New Money Promo
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.25%
Term
15 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.15%
12 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.15%
Term
12 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY Updated on 04/10/2026
4.15%
11 Mo
$500
Max: $500,000
LendingClub Bank N.A.
LendingClub Bank N.A.
star5.0BauerFinancial Rating
APY*
4.15%
Term
11 Mo
Min.Deposit
$500
Updated: 04/10/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.10%
6 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.10%
Term
6 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.05%
60 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.05%
Term
60 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.05%
18 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.05%
Term
18 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
11 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY Updated on 04/14/2026
4.05%
11 Mo
$100
Max: No Limit
11 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY*
4.05%
Term
11 Mo
Min.Deposit
$100
Updated: 04/14/2026
5 Mo Special
OMB Bank
OMB Bank
star4.0BauerFinancial Rating
APY Updated on 04/20/2026
4.05%
5 Mo
$1,000
Max: $249,999
5 Mo Special
OMB Bank
OMB Bank
star4.0BauerFinancial Rating
APY*
4.05%
Term
5 Mo
Min.Deposit
$1,000
Updated: 04/20/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.00%
36 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.00%
Term
36 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
4.00%
24 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
4.00%
Term
24 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
9 Mo New Money Promo
Valley National Bank
Valley National Bank
star5.0BauerFinancial Rating
APY Updated on 04/08/2026
4.00%
9 Mo
$500
Max: $500,000
9 Mo New Money Promo
Valley National Bank
Valley National Bank
star5.0BauerFinancial Rating
APY*
4.00%
Term
9 Mo
Min.Deposit
$500
Updated: 04/08/2026
EverBank, N.A.
EverBank, N.A.
star5.0BauerFinancial Rating
APY Updated on 03/12/2026
4.00%
7 Mo
$1,000
Max: No Limit
EverBank, N.A.
EverBank, N.A.
star5.0BauerFinancial Rating
APY*
4.00%
Term
7 Mo
Min.Deposit
$1,000
Updated: 03/12/2026
7 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY Updated on 04/14/2026
4.00%
7 Mo
$100
Max: No Limit
7 Mo Term Savings Account
Quorum Federal Credit Union
Quorum Federal Credit Union
star4.0BauerFinancial Rating
APY*
4.00%
Term
7 Mo
Min.Deposit
$100
Updated: 04/14/2026
4 Mo Special
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY Updated on 02/26/2026
4.00%
4 Mo
$1,000
Max: No Limit
4 Mo Special
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY*
4.00%
Term
4 Mo
Min.Deposit
$1,000
Updated: 02/26/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.95%
24 Mo
$100,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.95%
Term
24 Mo
Min.Deposit
$100,000
Updated: 04/13/2026
Finworth
Finworth
A Division of INSBANK
APY Updated on 09/02/2025
3.95%
12 Mo
$50,000
Max: $240,000
Finworth
Finworth
A Division of INSBANK
APY*
3.95%
Term
12 Mo
Min.Deposit
$50,000
Updated: 09/02/2025
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY Updated on 05/12/2026
3.90%
48 Mo
$100,000
Max: $1,000,000
Credit One Bank N.A.
Credit One Bank N.A.
star3.0BauerFinancial Rating
APY*
3.90%
Term
48 Mo
Min.Deposit
$100,000
Updated: 05/12/2026
6 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY Updated on 02/02/2026
3.90%
6 Mo
$1,000
Max: No Limit
6 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY*
3.90%
Term
6 Mo
Min.Deposit
$1,000
Updated: 02/02/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.85%
60 Mo
$50,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.85%
Term
60 Mo
Min.Deposit
$50,000
Updated: 04/13/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.85%
48 Mo
$50,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.85%
Term
48 Mo
Min.Deposit
$50,000
Updated: 04/13/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.85%
36 Mo
$50,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.85%
Term
36 Mo
Min.Deposit
$50,000
Updated: 04/13/2026
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY Updated on 02/26/2026
3.85%
6 Mo
$1,000
Max: No Limit
State Bank of India (California)
State Bank of India (California)
star5.0BauerFinancial Rating
APY*
3.85%
Term
6 Mo
Min.Deposit
$1,000
Updated: 02/26/2026
12 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY Updated on 02/02/2026
3.80%
12 Mo
$75,000
Max: No Limit
12 Mo Insured by NCUA
Alliant Credit Union
Alliant Credit Union
star4.0BauerFinancial Rating
APY*
3.80%
Term
12 Mo
Min.Deposit
$75,000
Updated: 02/02/2026
Community Savings
Community Savings
star5.0BauerFinancial Rating
APY Updated on 03/02/2026
3.80%
12 Mo
$1,000
Max: $500,000
Community Savings
Community Savings
star5.0BauerFinancial Rating
APY*
3.80%
Term
12 Mo
Min.Deposit
$1,000
Updated: 03/02/2026
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY Updated on 04/13/2026
3.76%
12 Mo
$100,000
Max: $1,000,000
Bank Iowa
Bank Iowa
star4.0BauerFinancial Rating
APY*
3.76%
Term
12 Mo
Min.Deposit
$100,000
Updated: 04/13/2026
1-25 of 85 results
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Common Questions about CDs
What Is CD Valet ?
What Is a CD (Certificate of Deposit) ?
How Do I Find the Best CD Rates ?
How Do I Compare the Best CD Rates Today ?
What Are the Pros of Certificates of Deposit ?
What Are the Cons of Certificates of Deposit ?
How Do I open a CD on CD Valet ?
What Is CD Valet ?

CD Valet is a CD marketplace that features verified CD rates from federally insured banks and credit unions. With tens of thousands of CD offers tracked across the country, CD Valet gives savers a clear view of top rates and helps them explore high-yield CD options with reliable returns.

What Is CD Valet ?arrow-img

CD Valet is a CD marketplace that features verified CD rates from federally insured banks and credit unions. With tens of thousands of CD offers tracked across the country, CD Valet gives savers a clear view of top rates and helps them explore high-yield CD options with reliable returns.

What Is a CD (Certificate of Deposit) ?arrow-img

A certificate of deposit (CD) is an account with a fixed interest rate that is generally higher than a regular savings account. CDs typically have a fixed term length and maturity date. CDs typically offer higher returns than traditional savings accounts. Because they offer predictable returns and are typically federally insured, CDs are considered an attractive option for those looking to add safety and steady growth to their portfolio.

How Do I Find the Best CD Rates ?arrow-img

CD Valet brings together verified CD rates from insured banks and credit unions nationwide, so you don't have to check institutions one by one. You can explore top-yielding CDs on our Best CD Rates page or view options available in your area using the CD Rates by State Map. Whether you're new to certificates of deposit or reinvesting existing savings, CD Valet offers a simple way to discover insured CD accounts based on real, institution-posted rates.

How Do I Compare the Best CD Rates Today ?arrow-img

Searching for the best CD rates? With over 30,000 rates featured on our website, CD Valet tracks the highest CD rates available today, updated daily from trusted banks and credit unions. Use our tools to sort by term length, interest rate, and account type so you can confidently choose a high-yield CD that fits your needs.

What Are the Pros of Certificates of Deposit ?arrow-img

  • Fixed interest rates provide predictable returns over the duration of the CD term.
  • FDIC or NCUA insurance protects your deposit up to $250,000 per depositor, per institution, per ownership category.
  • High-yield CDs generally offer higher interest rates than traditional savings accounts.
  • Ideal for low-risk investors seeking safe and steady returns.

What Are the Cons of Certificates of Deposit ?arrow-img

  • Early withdrawal penalties penalties may apply if funds are accessed before the CD maturity date.
  • Limited liquidity, since funds are locked for the full CD term.
  • CD interest rates may not keep pace with inflation over time.
  • Less flexible than money market accounts or high-yield savings accounts.

How Do I open a CD on CD Valet ?arrow-img

You can easily and securely open a CD by clicking “Open Now” if the CD is offered by one of our partner financial institutions. If the CD is not from one of our featured partners, you can navigate to the financial institution's website to learn how to open an account with them. If you have any questions, please reach out to the financial institution or contact our support team at support@cdvalet.com


* Annual Percentage Yield (APY) for certificates of deposits are from the latest rate surveys which are updated as often as daily. Rates are based on publicly available data for CD products. Additional restrictions and requirements may apply. The APY assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Fees and penalties may reduce earnings. The APY for variable CD Rates may change after the account is opened.

** Annual Percentage Yield (APY) for High Yield Savings Accounts (HYSA) are effective as of the date shown above. HYSA are variable rate accounts. Rates may change after the account is opened. Fees may reduce earnings. Additional restrictions and requirements may apply. Please review the account deposit agreement and fee schedule for the financial institution for further information regarding fees, terms, and conditions.

Tiered rates may be included in the account listings. Please refer to the financial institution's website for the full listing of any tiered rates. Visitors should independently verify all terms, conditions, and limitations including, but not limited to deposit insurance coverage, credit union eligibility and membership requirements. CD Valet is not a federally insured deposit institution; deposit insurance is offered through the bank or credit union. CD Valet is compensated by a limited number of financial institutions that have either contracted marketing services with CD Valet or have an Open Now or affiliate link on CD Valet. Visit our Privacy and Disclosure Center to read related disclosures and policies of CD Valet and its partners.


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